As you can see I’m no where near empty on my moisturizers, cleansers, and serums. I still have a while until I finish any of my moisturizers since I bought so many and I practically rotate them in my routine. Since it’s summer time, I rarely feel the need to slather a bunch of moisturizer on my face because I feel like I sweat it off anyway. I’ve really only been using Innisfree’s Green Tea serum both at night and during the day coupled with sunscreen that I feel like it’s okay going minimal. Sometimes when I’m feeling lazy, which has been recently, I just spray on face mist at night before bed. But again, the heat. I feel like I’m constantly sweating and thus my skin feeling dewy most times. On occasion because of laziness I’ll see a dry patch near my mouth, but nothing a little moisturizer can’t fix.
Anyway, above are just some of the products I’ve finished and will consistently buy in the near future. I already picked up Mizon’s snail eye cream, Garnier’s micellar water, and more Cosrx toner pads. I still need to go into the Japanese store and pick up more conditioner by Tsubaki because I just love the product. It works well for me and it also smell great.
Anyone else want to shop the Anniversary sale or have already shopped it? I don’t have a Nordstrom credit card to get early access to their sale, but today is the official day it opens to the public. I quickly took a look and there are some cute things I want to buy but don’t really need. Like I saw Tory Burch flats on sale for $164 versus retail price at $248. Then there’s Nike and Adidas on sale with majority of the shoes sizes already gone. It was tempting to pick up some Nike gear though, but the good angel on my shoulder told me no.
I know I’m late in the game with this palette, but wanted to share my new eye shadow palette from Too Faced. The Just Peachy palette has the right type of light pinks and corral color that fits my face well. I love how buttery soft it goes on, and am now officially a fan of this brand!
I know I have so many pinks and corral colored eyeshadow shades already especially with the Huda Beauty palette, but I couldn’t pass this up with Sephora having it on sale for $22 last week. Major steal because it’s back up to retail price for $45 today!
So I wasn’t happy with the returns I was getting on robo investing with Charles Schwab. I opened a Schwab Intelligent Portfolios account back in October, and my returns have been .5% since inception. Basically returns have been like a bank savings account. Rather than sticking it out, I decided to close the account for several reasons – minimal growth and no control. Since I am part of the DIY generation, having come of age after the Great recession, it’s only natural that I want to DIY my own investments. So I took matters into my own hands and opened up a self-directed investment account. Boy I’m happy I did this because of its positive effects:
I can invest in companies that I believe align with my values.
I get to choose stocks that I want to buy.
It fulfills my shopping addiction but in a more positive way since investing appreciates in value.
I get a chance to learn more about investing and how I can diversify my assets. For now I’m investing in all stocks and one Vanguard index fund until I know more about bonds, etfs, annuities, and mutual funds.
Not that anyone has to pay off debt before investing, but one of the great perks of being debt free is the freedom to invest and feel okay about losses when they occur. Initially I was not okay about losing money, but after allocating money for an emergency fund, a vacation fund, and then a sinking fund, I knew it was time to utilize the rest for investments because one of my goals in life is to create several streams of passive income, and hopefully the stock market can be one of a few ways to do so.
Wow already the start of July with half the year behind us. June wasn’t really an inspiring month for blogging after constantly coming home exhausted from work. I’d come home, eat dinner, and just veg out in front of the TV to unwind. Also, I’ve been trying to focus on studying for my license, and blogging just took too much bandwidth out of me.
Anyway, here I am happy to report that all is well over here in this small space of the internet. I’m excited to have two trips lined up for the end of the year. We’re planning a short trip to Vancouver and also one to Disneyland! I’m so excited because I at least have something to look forward to. Not that I dread my working life, but you know, it’s a dangling carrot to get me through the year!
Other than that, summer is finally starting to feel like summer over here. The days are warmer with a light cool breeze making for great California weather we all love.