To increase your 401k contributions and to possibly max it out. To start investing. To not be tied down to your current job. To be able to pursue your passions and focus on other things other then debt. One less thing to stress about. To start saving for an emergency fund. To buy yourself what … Continue reading 10 Reasons to Get Out of Debt
Let's switch gears and talk about money for a bit. Has anyone else heard about the orthodontist with $1 million in student loan debt? You can read the Newser article here or the Market Watch article here. This just makes me sick a little. This person makes $225,000 a year and yet only pays $1,500 … Continue reading The Orthodontist with $1 million in Student Loans
Ever since I read that article, from Allure.com, on "How Much the Average Woman Spends on Makeup in Her Life," I want to change my own situation so I don't end up spending a bunch of money on makeup or mindlessly shop for things I think I need but really don't. I definitely have goals … Continue reading Finding a Balance to Accumulating Stuff
Don't put on the heat until it's absolutely freezing. We got through several winters just by layering, going under blankets, and keeping our curtains open during the day to naturally warm up our place. Our highest heating bill was $39.76, which was actually our last bill. Ditch cable and go for Netflix, Prime, or … Continue reading Simple Tricks to Save Some Money
When I was knee deep in debt, I read countless personal finance sites and 'get out of debt' blogs in search of inspiration to help me towards debt freedom. My favorites are: Six Figures Under. A mother documents her family's journey in getting out of $130,000 in student loan debt. They were living in her … Continue reading Blogs that Inspired Me to Debt Freedom
As I've mentioned in my first blog post, I'm not the best example of someone who got rid of debt right away. I didn't have laser focus like others who tackle debt in a matter of six months to two years. I took 10 years. However when I got serious, it took 6 years to … Continue reading 4 Strategies Used to Become Debt Free
This is the excerpt for your very first post.