These debt elimination scammers usually tempt you to force your credit card agency to let you be discharged of your debts since you are led to believe that you are enjoying your own money and you have nothing to pay back for. When you do such thing, there is only one sure output for you that is, to end up in the court of law! If you want a debt elimination strategy to work, you need to implement it now. You need to just put down those credit cards and walk away. Do not kid yourself by saying, "but I can do that anytime I want to". The fact is, the attitude of "shop-now-worry-later" brought about by credit cards can be addicting. If you keep a record of your everyday expenses, you will see the progress of your debt too. If you are taken back to your senses, for sure you will be able to control your overly spending habits. Take on another approach. You can cut down your expenses if you divert from your customary practice. Try abstaining from shopping until you drop. This includes advice on: a) How to avoid more debts- Good debt elimination services will be able to give you advice on how to keep debts at bay. This means that debt elimination services should give you advice on how to properly budget your money. Debt elimination services should help you by teaching you how to prioritize expenses. What you need to do is go to different people for help. There are a lot of people whom you can approach for help in credit card debt elimination. There are financial advisory services that can help you with the discipline and the mindset you need to eliminate your debts. Some people will give you advice on how to survive while trying to pay off the credit card companies. Real debt elimination companies will offer you the services of qualified and certified counselors to help you fix your finances. Another way to tell is through the payment that the company requires for its services. Often, fake debt elimination companies will ask for outrageous fees for very small services.