One sure way to tell if a debt elimination company is genuine is through its level of expertise. Real debt elimination companies will offer you the services of qualified and certified counselors to help you fix your finances. Another way to tell is through the payment that the company requires for its services. First things first. Know the situation that is pressing on you. Also understand which debt you will eliminate. Retain the very necessary ones. Think of possible ways to eliminate them legally. There are a lot of strategies for debt elimination which you can opt for. Included are debt consolidation, debt management, debt settlement, debt negotiation, debt counseling, and a lot others. b) Put your plan into effect as soon as possible - The longer you delay eliminating your debts, the larger the interest will be. This means that you need to make a debt elimination strategy that will eliminate your liabilities in the shortest time possible. Also, once you have a plan of action in mind, you must hasten to implement it. What are the implications of declaring bankruptcy? Well, bankruptcy is an admission of defeat. You are essentially saying that there is no way you can recover financially. Declaring bankruptcy is essentially like saying that you have no future left in a certain business. This type of business debt elimination not only kills your debt, it also kills your future. If they cannot give you a plan, debt elimination services should be able to give you some hints and tips about eliminating your current liabilities. They would be able to suggest methods of payment and would be able to give you advice on how to cut back on your spending. These are just some of the ways through which debt elimination services can help you. The sheer size of the internet means that searching for credit card debt elimination information will not be easy. There is also the matter of viruses, spyware and other types of problems that one can face on the internet. There is also no way of telling if any credit card debt elimination information contained in the internet is credible.